Mortgage Brokers Wigan

Mortgage Brokers Wigan – Bespoke Mortgage Solutions for you.

We're 5 Star Rated on Google

    
 
 
      Posted on Google  
   Alex 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My partner and I are buying our first home, and Zack and Ruksana have been incredibly helpful throughout. They have made the whole process less daunting and really have our best interests in the forefront. Quick responses and very clear and communication — taking the time to walk us through all our options with patience. 100% recommend.
  
 
     Posted on Google  
   Laura Thompson 
 2 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Carl has been fantastic in helping us sort out our mortgage and has been very helpful, quick to respond, and honest throughout the process which is exactly what we needed as first time buyers. Couldn’t recommend enough.
  
 
     Posted on Google  
   R 
 11 days ago
 
 
 Trustindex verifies that the original source of the review is Google. "I honestly cannot recommend Carl and Manchester Money enough. As a first-time buyer, the whole mortgage process felt completely daunting and I was convinced we wouldn't be able to do it. From day one, Carl completely changed that experience. He was patient, super knowledgeable, and took the time to explain everything clearly. No question was ever too small, and he kept us updated and informed the entire way through. He completely took the stress out of buying our first home and went above and beyond to get us sorted. If you are a first-time buyer, look no further. Thank you, Carl and team!"
  
 
     Posted on Google  
   Minoli Ponweera 
 11 days ago
 
 
 Trustindex verifies that the original source of the review is Google. It was very easy, efficient and professional to work with Brandon Crichton and his firm. I highly recommend them.
  
 
     Posted on Google  
   Anisha Nasser 
 11 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Brandon from the team has been amazing throughout our mutual client’s property purchase. A huge thank you to him for all of his assistance which helped us achieve a smooth completion. Keep up the great work, Brandon! 👏🏻
  
 
     Posted on Google  
   Chris Osmon 
 12 days ago
 
 
 Trustindex verifies that the original source of the review is Google. All round good service. Sometimes a little tricky to get hold of but they do reply and proves they are busy with lots of clients (a good thing)
  
 
     Posted on Google  
   Kyron Lothian 
 14 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I honestly cannot recommend this company  enough in particular Aaron Bryce! From the very beginning right through to completion, he has been absolutely brilliant. He was helpful, professional, approachable and kept me supported throughout the entire process. Buying a house can be stressful, but he made the whole experience so much easier and was always there to answer any questions and keep things moving. I’ve just completed my house purchase and I couldn’t be happier. I’m absolutely over the moon, and a huge part of that is down to his hard work. Thank you so much for everything. I wouldn’t hesitate to use you again in the future or recommend you to anyone looking to buy a property. 5 stars all round!
  
 
     Posted on Google  
   Georgia Hutton 
 14 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Had a great experience of using Manchester Money. First time buyers so we didn’t really have much knowledge, Aaron was very helpful and always on hand to support us throughout the process. Would definitely recommend to anybody. Thanks for all your help :-)
  
 
     Posted on Google  
   Charbel Mehanna 
 14 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Brandon was friendly, knowledgable and laid out all of my options and considerations clearly for me to make the best decision for myself regarding my mortgage. Highly recommended.
  
 
     Posted on Google  
   Mike mikeey 
 16 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Excellent customer service. Very efficient and reliable.

Mortgage Brokers Wigan

Last updated: 11th November 2026

Searching for mortgage brokers Wigan homebuyers and homeowners can count on? From first homes in Standish to family moves in Leigh, getting the right advice early can make the whole process smoother and less stressful.

At Manchester Money, we give clear, personal mortgage and protection advice across the Wigan borough. We get to know your plans first, then search a wide range of lenders to find options that fit your situation.

We handle the paperwork, keep in touch with your estate agent and solicitor, and explain each step in plain English, so you always know what’s happening.

Local Mortgage Brokers Serving Wigan and Leigh

The Wigan borough stretches from Standish and Shevington in the north to Leigh, Atherton and Golborne in the south, and every area has its own property market and type of buyer.

As mortgage brokers Wigan clients can speak to directly, we help everyone from first-time buyers and growing families to landlords and borrowers later in life who want to review their mortgage.

Wherever you are in the borough, you’ll get straightforward advice and regular updates from a team that’s focused on getting you moving.

Mortgages for Contractors, Shift Workers and the Self-Employed

Lots of people don’t have a simple salary. You might work shifts with overtime, run your own business or work on day-rate contracts, and some lenders are more flexible than others about how they assess that income.

We regularly arrange self-employed mortgages and contractor mortgages, and we know which lenders may take bonuses, commission or more than one income into account.

We’ll tell you upfront which documents you’ll need, so there are no surprises once your application has been submitted to the lender.

First-Time Buyer Mortgages in Wigan

Wigan is a popular choice for first-time buyers looking for good value, with rail links into both Manchester and Liverpool and easy access to the M6 and M61.

We’ll help you understand how much you could borrow, which deposit levels may be available and whether options like shared ownership could help you buy sooner.

Our first-time buyer mortgages service guides you from your first conversation to collecting the keys, explaining each step and what lenders will look for.

Moving Home in Wigan

Whether you’re upsizing to a family home in Orrell or downsizing closer to Wigan town centre, moving home means balancing a sale, a purchase and your current mortgage all at once.

Our home mover mortgages advice compares keeping your existing deal with switching to a new lender, including any early repayment charges, so you can see the full cost of each option.

We’ll also help you plan the timing, so your new mortgage offer is in place when you need it and your move stays on track.

Remortgaging with Mortgage Brokers Wigan

When your fixed rate ends, many lenders move you onto their standard variable rate, which is often higher. Starting your review around six months before your deal ends gives you more choice.

Through our remortgage service, we compare new deals from a wide range of lenders with any offer from your current lender, then explain the pros and cons of each in plain English.

You might want lower payments, a shorter term or to raise money for a new kitchen or loft conversion. Whatever your reason, we’ll help you weigh up the costs.

Buy-to-Let and Property Investment in Wigan

Wigan’s mix of terraced homes and family houses means there are opportunities for landlords at different budgets. The right mortgage can make a big difference to how well an investment performs.

We arrange buy-to-let mortgages for new and experienced landlords, including limited company purchases and portfolio landlords, and explain how lenders will assess the rental income.

If you already own rental property, we can review your existing mortgages too. For any tax questions, we’d always recommend speaking to an accountant.

Protecting Your Home and Family

Buying a home is a big commitment, and it’s worth thinking about how your mortgage would be paid if you were seriously ill, unable to work or no longer here.

We can explain life insurance, income protection and family income benefit, plus buildings and contents cover through our home insurance advice.

We’ll never push you into a policy. Our job is to explain what each type of cover does, so you can choose what feels right for your household.

Why Wigan Clients Choose Manchester Money

We’re an award-winning mortgage broker based in Manchester city centre, helping clients across Greater Manchester and the North West, including the whole of the Wigan borough.

Our advisers can search over 70 lenders and explain your options clearly, without jargon or pressure. We’ll keep you updated at every stage, from your first call to completion.

Our clients have rated us five stars on Google, and we’re proud of the feedback they leave about working with our friendly team.

Areas We Cover Across the Wigan Borough

We help clients right across the borough, including Wigan town centre, Leigh, Atherton, Tyldesley, Hindley, Ashton-in-Makerfield, Standish, Orrell, Golborne, Ince, Aspull and Shevington.

Appointments are available by phone, video call or in person at our office in Spinningfields, Manchester, so you can choose the option that suits you.

We also advise clients in nearby areas, including Chorley and Salford.

Mortgage Brokers Wigan FAQs

Do you have an office in Wigan?
Our office is in Spinningfields, Manchester, and we help clients across the borough by phone, video call or in person.

How much deposit do I need to buy in Wigan?
Many lenders accept deposits from 5%, although a larger deposit may give you access to more rates.

Can I get a mortgage if I work shifts or get paid overtime?
Often, yes. Some lenders will consider regular overtime, shift allowances or bonuses as part of your income.

Should I stay with my current lender when my deal ends?
Not always. We’ll compare your lender’s offer with deals from a wide range of lenders so you can decide.

Is my first appointment free?
Yes. Your first consultation is free, with no obligation to go ahead.

Speak to Mortgage Brokers Wigan Today

If you’re looking for friendly, experienced mortgage brokers Wigan residents can rely on, our team is ready to help.

Whether you’re buying, moving, remortgaging, investing or reviewing your cover, we’ll give you clear advice built around your plans. Our mortgage calculators are a handy place to start.

Speak to Manchester Money Today to book your free, no-obligation consultation.

Book Appointment

We Search Over 70 Lenders