Introduction
It was more years ago than I care to admit that I bought my first home, yet I remember the roller-coaster of competing emotions like it was yesterday: the excitement at picking up the keys mixed with fear that I was taking on a humungous debt and doubts about whether I’d made the right decisions along the way.
Since then the housing market has changed a great deal. Not only are properties far more expensive, but first-time buyers also face much tougher lending criteria, making it even harder for them to get their feet on the first rung of property ladder.
A good broker is worth their weight in gold, helping first-time buyers make the right decisions, not ones they will live to regret.
I’m delighted to write the introduction to this guide, the more access to good quality information first-time buyers have, the better.